The Problem: Losing Money to “Middleman” Fees
As a creator, you work hard for your community. But when you use traditional donation platforms (like Patreon, Ko-fi, or Twitch Bits), they take a cut of your earnings. Additionally, you are forced to use their payment processors, which might hold your funds or ban you for arbitrary reasons.
Alternatively, you try to bypass fees by posting your raw Bitcoin wallet address or Cash App tag in your bio. The result? A messy profile that looks unprofessional and is hard for fans to copy-paste on mobile devices.
The Solution: A “Read-Only” Payment Profile
Paycilo acts as a secure Directory for Your Financial Identity. We do not process the money. We do not touch your funds. Instead, we provide a clean, professional landing page where you can display the details of the accounts you already own.
When a fan clicks your Paycilo link, they see a menu of options you have enabled:
- Bank Transfer: Displays your Sort Code/Account Number or IBAN with a “Copy” button.
- Crypto: Displays your USDT or Bitcoin wallet address with a QR code for error-free scanning.
- Apps: Links directly to your Cash App, Venmo, or Revolut tag.
Why This Model is Better for Creators
Because Paycilo is just a display layer, we charge 0% transaction fees. The money goes directly from your fan’s bank app to your bank app. There is no “withdrawal” button because the money is already in your account the moment the fan hits send.
Use Case: The “Buy Me a Coffee” Replacement
Imagine a podcast host who wants support. Instead of signing up for a complex platform, they simply add their Paycilo link to their Twitter bio. A listener clicks, sees the host’s Monzo or OPay account details, copies them, and sends £5 via their banking app. The host keeps £5, not £4.50. It is the cleanest, most direct way to monetize an audience.