One Link. Paid Everywhere.

Paycilo is the identity layer for the financial web—a universal infrastructure that consolidates your bank accounts, crypto wallets, and payment apps into one professional link (e.g., paycilo.com/@yourname). It allows you to accept Direct Bank Transfers (ACH, Faster Payments, SEPA) and Crypto without building a website.

No. Paycilo operates as a Non-Custodial Technical Service Provider (TSP). We do not hold, store, or touch your funds. We simply route the payment data so your customer can transfer money directly to your existing bank account or self-custody wallet. This ensures zero-trust security and instant settlement.

Yes. Paycilo is optimized for social commerce on Instagram, TikTok, X (Twitter), and LinkedIn. Unlike standard bio links, Paycilo is engineered for financial conversion, allowing followers to pay you via Open Banking deep-links or crypto without leaving the app browser.

Yes. You can add cross-border accounts (such as Geegpay, Grey, Wise, or Domiciliary accounts) to your profile. A client in the UK can see your Sort Code, while a client in the US sees your ACH Routing Number, all from the same smart link.

Paycilo supports direct blockchain transfers for stablecoins (USDT, USDC) and major assets (BTC, ETH, SOL). You provide your public wallet address, and we generate a QR code or copy-paste interface for the sender. The crypto goes straight to your wallet—we do not possess your private keys.