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Paycilo is a universal Paylink that lets anyone pay you without asking for your bank details. You share one link, the customer selects how they want to pay, enters an amount and completes the transfer directly to your account.

No. Paycilo is not a wallet. All payments go straight to your bank account, mobile money wallet or any payout method you add.

Yes. You can create a Paylink that automatically opens WhatsApp so customers can message you and pay without asking for account details.

Channels let you create separate Paylinks for different uses such as business sales, donations, side hustles or personal transfers. Each channel has its own settings and payment accounts.

Yes. You can assign any bank account or payment method to each Channel to keep your earnings separated and organised.